• Prepare financial performance analysis reports and support business units in the delivery of sales KPIs.• Provide commercial budgets planning and control.• Provide analytical and strategic support on various objectives including gross margin enhancement, cost savings, variance reporting and profitability. • Forecast and analyze P&L and Balance Sheet on a monthly, quarterly and annual basis.• Prepare full financial package for a 10-year-LRP including product P&L. • Run sales and OPEX actual vs. plan analyses. • Analyze capital budgeting projects.
• Provided management with an overview of compliance with the European Federation of Pharmaceutical Industries and Associations (EFPIA). • Captured data from various sources and prepared monthly reports in compliance with EFPIA. • Liaised with global Transparency management.• Initiated and implemented new policies & procedures pertaining to Transparency. • Reviewed Professional Service Agreements with local and foreign healthcare professionals (HCPs).• Monitored the provision of all forthcoming scientific events to the government, as per local law, on a weekly basis.• Ensured all HCPs who receive direct/ indirect benefits from our company have accounts on our system with unique IDs, specific for Transparency, for local and global spend tracking and disclosing.• Provided ad hoc reports to AMT and global Transparency management.
Clerk, Cash Letter / Foreign Clearing (Acting Department Head)
Designation Chronology:• May 2011 - Oct 2012: Clerk, Cash Letter / Foreign Clearing • Oct 2010 - May 2011: In-house rotation (Central Operations) • Oct 2009 - Oct 2010: Clerk, Domiciliation • May 2009 - Oct 2009: Clerk, Local Clearing Joined as Clerk, Local Clearing, rotated through various departments within the bank, handling increasing responsibilities and promoted to the position of Clerk, Cash Letter / Foreign Clearing, through exceptional performance • Led the whole spectrum of activities related to Cash Letter / Foreign Clearing unit including preparing & verifying SWIFT messages & accounting vouchers. • Provided timely and accurate processing to meet the needs of clients by identifying the appropriate correspondent bank, ensuring proper processing & settlement of cash letters, foreign outgoing / incoming cheques, as well as other domiciled invoices. • Worked on secure, electronic system that enables all cash application process and provided decision support on which transactions should be suspended or passed. • Supported the Clearing & Domiciliation Department Head in Clearing and Settlement function to include the trade processing of all markets, settlements, reconciliations and risk control. • Ensured all procedures are followed, to be able to meet deadlines set within the job and effectively process all business transactions.
• Provided efficient payment services and real-time transaction and balance reporting for all Trade Finance functions (LCs and LGs), Treasury Back Office (Money Markets & Securities), Transfers (Incoming / Outgoing Payment Orders), etc. • Managed SWIFT (bank to bank) payment instructions directly credited to accounts of counter-parties and processed straight through the Real Time Gross Settlement (RTGS) system. • Enabled the Central Operations team to offer attractive cut-off times and process payments right up until system close. • Provided comprehensive range of reporting, both real-time and end of day, supporting the reconciliation of payments. • Oversaw cash receipts application process including the compilation of supporting data, system input, research and correspondence. • Demonstrated active knowledge of general ledgers to properly access and research cash receipts posting in various Cash Clearing accounts.
Highlights: • Handled the day-to-day operations of Domiciliation services across 3 units, offered suitable solutions to the client and satisfy their overall needs, whilst ensuring accuracy in the administrative, fiscal, and legal maintenance of the account. • Offered corporates well integrated tools to maximize returns, effectively manage risk, reduce costs, and centralize payments/disbursements while maintaining better control and financial transparency Salaries Processing Unit • Provisioned and paid directly all staff remunerations, salaries, and rewards, facilitated the monthly salaries payments, processed and settled 600+ domiciled salary files per month. • Dedicated to ensure that clients' needs are appropriately catered, provided customized services by mediating with branches & new companies wanting to domicile salaries at BankMed. Bankers Checks Reconciliation Unit• Oversaw domiciliation of all types of Bills, ensured smooth operations, implemented mechanisms for daily & monthly control over BankMed’s banker’s checks transitory accounts. • Improved the overall efficiency and accuracy in operations, investigated discrepancies between Citrix balance and the access database balance promptly for better control and financial transparency. Taxes & Utilities Domiciliation Unit • Provided flexible solutions to manage efficiently all processing and settlement of domiciled invoices related to Telecom companies, Electricity, Internet, & Credit Cards. • Paid all invoices of above companies, complied and verified accounting entries and SWIFT messages in settlement of net invoices on a daily, weekly and monthly basis.
• Provided leadership to the Local Clearing section head and monitored the clearing process for Local Clearing Instruments received by the Bank ensuring timely presentation at the Clearing House, prompt settlement and accurate updating of Customers’ accounts. • Managed and effectively oversaw accurate and timely remittance of outward clearing files, managed the settlement of checks received daily from branches drawn on other banks. • Handled processing and download of all inward clearing files from Central Bank drawn on BankMed clients and decided on checks that needed to be returned unpaid. • Prepared relevant accounting entries and matched accounts balances with NCR as well as conducted daily review of branch reconciliation in relation to all branch clearing suspense accounts. • Ensured timely resolution to clearing queries from within the bank as well as from other banks, by tracking transitory accounts and reviewing detailed electronic Incoming and Outgoing reports on daily basis.
01/2008 -
07/2008
7 мес.
01/2008 -
07/2008
7 мес.
Bubbles Restaurant / Lounge
Floor Manager
• Supervised a team of 20+ waiters, cashiers and bartenders.• Ensured service quality is optimized.• Supervised and performed cashier operations when necessary.• Ensured profitability and customer service targets are met.• Maintained consistency between real and database funds.• Maintained database prices and quantities updated.• Performed end-of-day process.• Ensured consistency between bank remittance and daily closing sales.
09/2003 -
0/2006
2
года
4 мес.
09/2003 -
0/2006
2
года
4 мес.
Zublin AG
Data Entry (Commercial Department)
• Integrated debits & credits into the accounting system.• Established tables of accounts & assigned entries to proper accounts.• Performed monthly inventory control on 12 stores within the Lebanese University Campus construction project.• Prepared local and overseas purchase orders.
